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What (who) is environmental premium - definition

Premium Finance; Premium funding; Premium finance; Premium Financing Company; Premium Financing

Liquidity premium

In economics, a liquidity premium is the explanation for a difference between two types of financial securities (e.g.

https://en.wikipedia.org/wiki/Liquidity_premium

Risk premium

MINIMUM AMOUNT OF MONEY BY WHICH THE EXPECTED RETURN ON A RISKY ASSET MUST EXCEED THE KNOWN RETURN ON A RISK-FREE ASSET

Certainty equivalent; Risk Premium; Risk premia; Risk Premiums; Premium for risk; Certainty-equivalent

A risk premium is a measure of excess return that is required by an individual to compensate being subjected to an increased level of risk. It is used widely in finance and economics, the general definition being the expected risky return less the risk-free return, as demonstrated by the formula below.

https://en.wikipedia.org/wiki/Risk_premium

Environmental issues

ISSUE REGARDING ENVIRONMENTAL POLICIES

Environmental impact; Environmental impacts; Environmental Impact; Environmental concerns; Environmental effect; Environmental effects; Environmental problems; Enviromental issues; Environmental implication; Environmental implications; Environmental problem; Ecological impact; Issue (environmental); Environmental issue; Ecological issues

Environmental issues are effects of human activity on the biophysical environment, most often of which are harmful effects that cause environmental degradation. Environmental protection is a practice of protecting the natural environment on the individual, organizational or governmental levels, for the benefit of both the environment and humans.

https://en.wikipedia.org/wiki/Environmental_issues

Wikipedia

Premium financing

Premium financing is the lending of funds to a person or company to cover the cost of an insurance premium. Premium finance loans are often provided by a third party finance entity known as a premium financing company; however insurance companies and insurance brokerages occasionally provide premium financing services through premium finance platforms. Premium financing is mainly devoted to financing life insurance which differs from property and casualty insurance.

To finance a premium, the individual or company requesting insurance must sign a premium finance agreement with the premium finance company. The loan arrangement may last from one year to the life of the policy. The premium finance company then pays the insurance premium and bills the individual or company, usually in monthly installments, for the cost of the loan.

Typically, clients that engage in this transaction are age 29 to 75; with net worth of $5MM or greater. Premium financing is popular when interest rates are low.

https://en.wikipedia.org/wiki/Premium financing

Examples of use of environmental premium

1. At Cityscape, Rakeen, property developers and master planners, has announced that Al–Marjan Island, a $1.8 billion man–made island development off the coast of Ras Al–Khaimah, UAE. «The highly innovative and state–of–the–art technique used in the construction of the project has provided an environmental premium to Al–Marjan Island, ensuring healthy living conditions and long–term sustainability» said Amy Gough, marketing manager of Rakeen.